Todd L. Nuttall / CEO & Director

Todd Nuttall serves as CEO and is a member of the Board of Directors. He was introduced to Better ATM™ Services in 2004 and now is engaged full time with the company.

Mr. Nuttall has over 20 years in domestic and international business leadership, finance, payments systems, audit, and business consulting. Since 2002, his consulting firm CoPilot LLC has consulted numerous growing entrepreneurial businesses to improve profitability and prepare operations, management, and reporting for sale. His roles and responsibilities at client venues have included those of General Manager and CEO and has been successful in multiplying the business volume and value of clients.

As Vice President of Financial and Strategic Services for American Express, Mr. Nuttall led efforts to transform payment processing and financial reconciliation and reporting. His leadership extended around the world with major centers in India, the U.K. and North America. He presided over disaster recovery leading the American Express Financial Resource Center through the 9/11 recovery and displacement of 5,000 New York-based workers. He led the deployment of Six Sigma and Total Process Quality Assurance efforts.

From 1996 to 1999 Mr. Nuttall Served as Vice President and CFO of American Express World-wide Data Operations which included oversight and reporting on technology spending approaching $1 Billion annually. During this period of significant technology growth, Mr. Nuttall led efforts to ensure proper technology investment and business profit margin assurance through the implementation of Activity-Based Costing chargeback models and Systems Reengineering. During this period he led efforts resulting in cost savings and reductions approaching $200 million.

In 1995, Ernst & Young LLP recruited Mr. Nuttall to help lead the Phoenix-based Information Systems Assurance and Advisory Services. In this capacity, Mr. Nuttall consulted and audited the business activities of numerous businesses in the southwestern United States. Prior to this, Mr. Nuttall had served in Internal Audit for Phelps Dodge Corporation, the world’s 2nd largest producer of copper and copper products. Mr. Nuttall’s work at Phelps Dodge included reviews and investigations of business activities throughout North, Central, and South America. His fluency in Spanish has long served as an asset in all his leadership roles.

Mr. Nuttall held technology leadership roles at Boeing Computer Systems for over 5 years. He was awarded the Westinghouse Signature Award of Engineering Excellence for his leadership over large distributed computing implementations, which covered not only Boeing, but also business partners including Westinghouse Corporation, Kaiser Engineering, Battelle-Pacific Northwest Laboratories, and the U.S. Department of Energy.

Mr. Nuttall holds a B.A. in Communications, Media Management and Sales from Brigham Young University, and an M.B.A. from Colorado State University where he was also recognized as the first C.S.U. M.B.A. graduate with a specialty in Computer Information Systems. He is an active Pilot and Aircraft Owner and sponsors numerous efforts in the general aviation community.

Derek B. Cook / CFO and Director

Since 2005, Mr. Cook has help develop Better ATM™ Services from an idea to a proven product by investing his personal money and nurturing early investors to facilitate early growth and research for the Company.  Acting as Chief Financial Officer he has lead his team through a complete financial and company audit, from the inception of Better ATM™ Services.  Mr. Cook has also over seen the legal aspects of Better ATM Services, Inc, with the most current action being a Merger into our Delaware shell company. 

He is also President and Owner of 1^st Integrity Mortgage, LLC which started operations in 2001. While he continues to oversee 1^st Integrity Mortgage’s operations, current line management performs daily activities. Mr. Cook obtained his real estate license in 2002 and has since conducted numerous real estate transactions under the name of Presidential Reality, specializing in second home properties. Since early childhood, Mr. Cook has had a love of automobiles. Mr. Cook took his passion and, in 2004, established CW Motors in which he is President and Owner. CW Motors has grown to not only offer mid-range resale automobiles, but also high end specialty cars often by personal/special order. Mr. Cook has full-time staff running daily operations at CW Motors. In 2008, Mr. Cook formed a partnership to open the restaurant Saint Francis in the heart of Phoenix. The restaurant features French cuisine and utilizes wood burning ovens to enhance the flavors and add ambience. The restaurant will open during the summer of 2009 and will be under the direction of his partners giving Mr. Cook time to devote to his duties as Better ATM’s CFO.

Daniel R. Oberan / Director and Founder

Daniel Oberan is the founder of Better ATM™ Services and serves as Director. Better ATM™ Services is the brainchild of Mr. Oberan based on early patent development of his brother, Steve in the late 1990’s. Mr. Oberan acquired the primary patented technology supporting the issuance of non-cash media from ATMs from his brother and led efforts to further develop the business model. This included significant market research and gathering executive talent and industry expertise to develop the Better ATM prepaid card distribution system for market penetration.

Mr. Oberan’s experience includes improvement of systems that deliver products, tactical planning, and comprehensive knowledge of all matters related to the business of the organization. Mr. Oberan is currently involved in the day-to-day activities of Better ATM™ Services in order to improve the systems that deliver non-cash media products from ATM’s worldwide and provides another senior voice of guidance to top management.

Before founding Better ATM™ Services, Mr. Oberan co-owned and managed for twelve years a financial direct marketing firm with over 140,000 customers. Under his leadership, the firm introduced an innovation that increased the gross sales by 10% annually and implemented procedures that reduced overall costs by 3%.

Mr. Oberan’s background also includes purchasing and materials management in the aeronautics industry. He received his BS Degree in Professional Aeronautics from Embry Riddle Aeronautical University along with Professional Designations in Government Contracts, and Purchasing and Materiel’s Management from UCLA.

Troy S. Bowman / Vice President, Operations

Mr. Bowman joined Better ATM Services from KPMG LLP in 2008. He has over 10 years experience in international business systems controls, assurance and advisory services and technology oversight. From 2001 through 2008, Mr. Bowman was a Senior Manager with KPMG LLP, leading both domestic and international efforts for medium to large-sized companies. He has experience in leading Sarbanes Oxley reviews, along with SAS 70 assessments and internal audit projects.

Mr. Bowman graduated from the Brigham Young University School of Accountancy and Information Systems in 2000 with a Masters degree in Information Systems Management and a Bachelor of Science degree in Business Administration with a concentration in Information Systems.

Mr. Bowman is also Certified Information Systems Auditor and Microsoft Certified Professional. He has led assessment and advisory efforts in the fields of: credit card processing, Indian and casino gaming, airline travel, hospitality, trucking and transportation, health care, law enforcement, mining, construction, and public utility services, His technology skills cover mainframe, mid-size, client/server and Unix environments.

Aaron G. Vaughn / Co-Founder and Vice President.

Mr. Vaughn has twenty years experience in strategy, marketing and communications with emphasis in the digital marketing and research and provides essential information knowledge and research.

Murdoch Henretty / Consultant and Shareholder.

Mr. Henretty has over thirty years of domestic and international experience in materials and components for payment cards, currencies and security documents with Visa International, Innovative Card Technology and Thomas De La Rue. He provides Better ATM with technical expertise in card materials and electronic reading components for prepaid cards and other non-cash media.

aspire® provided by AIM, Inc. / ATM Interface Technology

The technological engine that efficiently drives the Better ATM Services interface is provided by aspire® provided by AIM, Inc. More information can be found at http://www.easpire.com/Tech_Root.asp

The aspire® engine manages the detailed reporting to track all the necessary component data of each ATM. Each integration is customized to your specific requirements designed to meet your data analysis and distribution needs.

A customized interface can help you:

• Review the estimated usage per ATM
• Compute reorder points
• Track serialized cards
• Track card values
• Plan delivery contracts, assignments, and security
• Stay up to date on inventory control
• Manage ad location, contracts and fulfillment
• Track usage across your entire ATM network
• Provide an ATM locator
• View service rates and income
• Compute remaining card value
• Perform data mining
• Specialized transaction locator
• Manage audits
• Do "aging" analysis
• And many other custom requirements... based on each issuer's needs

The key part of all of this is the word "custom." You can dispense stored value cards from your existing ATMs while the custom aspire® interface performs all support duties needed. Call us today for more information.